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Personal Guarantee Insurance

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Protect Your Personal Assets

Personal Guarantee Insurance protects your personal assets if your business faces insolvency. We have partnered with a specialist in this field to provide you with a solution which protects your home, savings and pension if your lender calls in a personal guarantee.

The key features of the insurance include:

 

  • 80% cover for PGs signed in support of secured finance.

  • 60% cover in the first year for PGs attached to unsecured finance, rising to 70% in year two, then 80% in year three and thereafter.

  • A maximum level of cover of £400,000 for secured loans and £300,000 for unsecured loans.

  • Unlimited access to the Business Support Service which provides invaluable support during financial difficulties.

  • £10,000 cover for a professional debt negotiator to arrange settlement with the lender.

  • Cover for multiple Directors on one Policy at no extra cost if the PG is signed on a joint and several liability basis.

  • Cover for multiple guarantees on one Policy.

 

Personal Guarantee Insurance is available against a wide range of business loans, including invoice finance, asset-based loans, commercial mortgages, peer-to-peer loans, development loans, BTL and more.

 

Why not have a chat with us and make sure that you are not risking your personal estate unnecessarily.

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How to get a quote

 

Contact us for an online application form or book a virtual call where we can discuss and gain terms in real-time.

Why Choose Knights Row?

Choosing the right financial partner to fund your hospitality business can be a real pain, we get it. That's exactly where we come in. Knights Row specialises in providing bespoke financial solutions for the hospitality sector, along with many others. Our deep understanding of the unique challenges and opportunities in this industry enables us to offer targeted support for hotels, bars, and restaurants - whether it is for expansion, startups or new ideas.

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We recognise that each hospitality business has its own unique needs. Our goal and approach is to create personalised financial strategies that align perfectly with your specific goals, ensuring your business receives the support it needs to grow and thrive. With our extensive network of lenders and clients, we offer a wide range of financial products, from business loans to asset finance. This variety ensures that we can exactly find the most suitable and cost-effective financial solution for your business.

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With a vast understanding of the fast-paced nature of the hospitality industry, we prioritise providing quick and efficient financing solutions. This approach ensures that you get the financial support you need without unnecessary delays. Transparency and ethics are at the core of our services. We provide clear, straightforward financial advice and solutions, ensuring you have a complete understanding of your financial options and stay ahead with your financial score.

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Our success is directly tied to yours. We are known for building long-term relationships with our clients, offering ongoing support and advice to ensure the continued success and growth of your hospitality business. Contact us for your queries.  

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To unlock the complete potential of your business, click here or get in touch with us now!

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We are a credit broker not a lender. 

 

Knights Row Commercial Finance Limited is an Appointed Representative of Optimum ELITE which is a trading name of Optimum Commercial Solutions Ltd, registered in England and Wales 09518480. Optimum Commercial Solutions Ltd is authorised and regulated by the Financial Conduct Authority FRN: 808754. Knights Row Commercial Finance Limited, is registered at Jason Works, Clarence Street, Loughborough, England, LE11 1DX . Company Register number is 15536510. Our FCA registration number is 1011729. You can check via www.register.fca.org. We are registered with the ICO, ZB667161 and you can check via www.ico.org.uk.


We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority. We may receive a commission from the Lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. Our aim is to provide you with a professional and efficient service. However, there may be occasions where you feel this has not been achieved and should you wish to make a complaint about any aspect of the service we provide to you, you can do this by writing to Knights Row Commercial Finance Limited, is registered at Jason Works, Clarence Street, Loughborough, England, LE11 1DX, or by telephoning us on 0333 339 5905 where we will try to resolve your concern at the earliest time possible.

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